Dedicated Debt Relief Law Firm
A bankruptcy filing is intended to give you a fresh start without the burden of debt. However, even if you have previously filed your personal circumstances may suddenly change and you may find yourself being overwhelmed by debt once again. You may ask yourself, "Can I file a second time?" The answer depends on your particular situation. At the law firm of Michael W. Lyons, P.S.C., we will review your case and inform you of your options for getting out from under a pile of unpaid bills.
If you have filed for bankruptcy in the past but find yourself burdened with debt again, we are here to help you. Contact our Florence bankruptcy attorney online or call 859-795-4243 for a free initial consultation.
How Many Years Before I Can File Again?
A certain amount of time has to pass before you are eligible to file for bankruptcy a second time. If you have filed for Chapter 7 and wish to do so again, you must wait eight years between filings. If you have filed for Chapter 7 and are seeking to file under Chapter 13, you must wait four years between filings. If you want to file for Chapter 13 again, you must wait two years after your previous debt under Chapter 13 was discharged.
Even if you do not fall into the above categories, there may be alternative options to bankruptcy that will work for you. Our tireless Kentucky debt relief lawyer has over 20 years of experience helping people like yourself get a fresh start. We will review your case in detail to find a plan that is right for you.
Judgment-Free Legal Assistance
We understand that your life is subject to unforeseen changes. After previously filing for bankruptcy you may find yourself unexpectedly burdened with medical debt. Maybe you have gone through a divorce that has resulted in financial chaos. Regardless of your circumstances, you can count on our Florence law firm to represent your interests without passing judgment. We provide personalized, one-on-one legal assistance that will keep you informed of your case's progress every step of the way.
Call for a Free Consultation With a Florence Bankruptcy Options Attorney
If you have questions about whether you are able to file for bankruptcy a second time, we can help answer them. Contact our Kentucky Chapter 13 lawyer online or call 859-795-4243 for a free consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
